Wanting a credit card…no credit
Question
i would like a credit card but right this moment i dont have no credit in my name.how can i get one of them so i can be better on it.
Megan J.
Answer
Megan
Building your credit score can take some time and effort. But, it is important to do so and to do it correctly.
You may want to start out applying for a secured credit card. This is a card that you put a deposit on and the line of credit either equals or exceeds the amount of your deposit. The trick here is to make sure they report you as an unsecured credit card. You may also want to consider applying for a gas card or an in store retail card. These are usually easier to be approved for.
Always pay your bills on time and use your credit wisely, keep you balances low and your credit score should climb.
You can go here to find a credit card http://www.creditrepair.com/credit-cards/
Also, read this article http://www.creditrepair.com/debt/credit-card-debt/using-credit-cards-wisely.htmlThanks,
Candice
Tags: Ask Candice, Credit Card, Credit Score