It is your legal right to dispute inaccurate and questionable items on your credit reports.
CREDIT IMPROVEMENT
We all know how important our credit scores are. Potential landlords, creditors, employers, lenders and many others are interested in your credit score. A high score can demonstrate to possible creditors that, should they lend you credit, you'd be able to repay it. A low score, on the other hand, can be a sign to an employer that you might not be a reliable job candidate.
Because our credit scores are so important and come into play in so many facets of our lives, we know we should do what we can to raise them. Most of us know what kinds of things we could be doing to improve our credit scores, but it can be difficult to know where to start.
It's time to translate that knowledge into action.
If there's debt you need to overcome or if you need help managing your credit cards, you can get started today. Aside from improving financial habits for the future, it's important to repair your existing credit report. Any misleading or inaccurate information can and should be disputed. We can help.
Mistakes and other inaccurate information on your credit report aren't your fault and in a perfect world, wouldn't affect you.
What does that three-digit number really mean to you? What does it mean to those around you? Is it a FICO score? Is it a credit score? What is it?
Because the credit bureaus collect and distribute your personal information, you have the right to check that what they are distributing is in fact correct.