When lenders refer to your 3 digit credit score they are referring to your FICO score.

The Importance of Your Credit Score

What does that three-digit number really mean to you? What does it mean to those around you? Is it a FICO score? Is it a credit score? What is it?

If you've ever wanted to ask any of these questions, this is the place for you. Here, we can help you find out how to obtain your credit score, how to interpret it and how to raise it and reach your credit goals.

FICO score breakdown (pie chart): 30% amounts owed, 35% payment history, 15% length of credit history, 10% new credit, and 10% types of credit used

CREDIT SCORE ARTICLES

Understanding Your Credit Score

Your credit score is meant to function as a snapshot of the risk you currently represent to a lender. Several parameters in your credit file, including length of credit... Read More

What is a Credit Report?

Whenever you apply for any type of credit or financing, a credit report is pulled from at least one of the three major credit bureaus. While there are hundreds of smaller credit bureaus around the country...Read More

Free, Personalized Plan

Take a few minutes to tell us about your credit goals and we'll build a Personalized Credit Road Map with solutions to help you meet your goals.

View Sample Road Map

Calculators

Get access to free calculators including loans, savings, debt, and much more.View All
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How Healthy is Your Credit Score?

Your Credit/Fico score influence decisions made in all phases of your life. They can help decide whether you can buy a house or a new car, whether you'll be able to rent that great apartment or even get that great new job.