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Better credit, better life

"My credit score has reached an all-time high since I first applied. All my questionable negative items have been removed, and I'm able to get the things I need in life."

-Devon T | Google Play

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What is credit repair?

Credit repair is the process of identifying and addressing any unfair, inaccurate or unverified negative items hurting your credit, including collections, late payments, charge-offs and more.

Here's how we do it

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Step one:

First, we'll comb through your credit reports, working with you to identify any suspicious negative items that could be wrongfully hurting your credit.

Here's how we do it

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Step two:

Next, we'll send challenges on your behalf to the credit bureaus and your creditors. If they can't verify your items as accurate, fair and substantiated, they must remove them.

Here's how we do it

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Step three:

Finally, as we work through each of your questionable negative items, we'll also help you develop smart credit habits to maintain your credit moving forward.

Ready to start your credit journey?

I’ve seen my credit, and something isn’t right

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I’m not sure what’s on my credit

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What sets CreditRepair.com apart?

Bureau challenges/disputes
Works with all 3 credit bureaus
Creditor interventions
ID Theft Insurance
FICO® score update
Price
Value Product

$49.95/mo

Credit Polish
$79.99
MONTHLY
Standard
$79.99
MONTHLY

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Sign up today to unlock our most value-packed product
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Friends & Family Exclusive Discount
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your first payment when you sign up with a friend or family member.*
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*To receive this discount, be sure to choose the Friends & Family option when signing up

Get your FREE online credit evaluation now

FREE credit score
FREE negative item summary
FREE recommended credit solution

First, we need some info to pull your credit.

Don’t worry—this is secure and won’t hurt your score.
And did we mention it’s FREE?

l o a d i n g . . .

By clicking 'Submit' I agree by electronic signature to: (1) be contacted by CreditRepair.com about credit repair or credit repair marketing by a live agent, artificial or prerecorded voice, and SMS text at my residential or cellular number, dialed manually or by autodialer even if my phone number is on a do-not-call registry (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use (including this arbitration Provision ).

CreditRepair.com

has worked with over

850,000

members

with their credit since 2012

Frequently asked questions

Do negative items stay on my credit forever?

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No, but it might feel like it. Most negative items will fall off of your report after seven years, though it could take as long as 10. If you’d rather not wait that long, credit repair is a great alternative.

Can bad credit be corrected or deleted?

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The law entitles you to an accurate, fair and substantiated credit profile. If something on your credit isn’t right, you can correct or repair it with the credit bureaus and your creditors.

When should I start repairing my credit?

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Our average client uses our services for six months, so the sooner the better. Especially if you have plans to buy a home or car soon, getting started today can save you a big headache tomorrow.

Can I repair my credit on my own?

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Yep. You just need to contact the bureaus and your creditors to address any errors on your credit. That being said, this process is time consuming and confusing. Working with a reputable credit repair company like CreditRepair.com can help you remove these items from your reports quickly and efficiently.

How long does credit repair take?

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Honestly, we can’t say. There’s no way to predict in advance how long it will take to repair your credit, as every credit situation is different. That being said, past members have seen an average increase of 40 points in just four months*, and have typically stayed with us for six months. More on the credit repair timeline.

Also, CreditRepair.com offers a variety of service levels, and the strength and amount of credit repair increases with each upgrade. If you’re interested in a product with more credit repair baked in.

*Your results will vary and are not guaranteed.

How much does CreditRepair.com cost?

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We offer different products and services to match every budget. Currently, our most popular service level is also our most advanced, which costs $119.95/month. Learn more about our service levels.

How long has CreditRepair.com been in business?

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CreditRepair.com has been in business since 2012. For over 10 years, our team of credit advisors at CreditRepair.com have helped customers remove inaccurate items from their credit.

Still have questions?
Visit the FAQ page

Online reviews from our members

4.1 | 1,579 Reviews

So far they are patient, kind, helpful & knowledgeable. As soon as I hired them right away they helped get Comcast negative marks that were incorrect off my FICO score & they are working on a few other things that really shouldn’t be there. It’s not that expensive only $119. month to repair & save thousands on future loan rates. So far I find it worth it.

Denis F.

Florida | June 2022

4.3 | 1,795 Reviews

Thankful for CreditRepair.com helping me increase my credit score. I definitely appreciate their help in getting my questionable negative items removed.

Dimitri W.

Kentucky | January 2022

4.7 | 574 Reviews

Great customer service. I really recommend CreditRepair.com to everybody. They helped me work to remove derogatory marks, hard inquiries, etc. Thanks CreditRepair.com!

Gino G.

Illinois | October 2022

Info About Our Testimonials
CreditRepair.com has had 955,000 customers sign up with their services since 2012
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