You already know (or at least have a pretty good idea) what state your credit is in, or you probably wouldn't be reading this. Chances are, you've already done a bit of research on the web and found several different companies that can repair your credit. If you're ambitious, you may have read up on how to repair your credit yourself. Either way, you haven't actually done anything about your credit yet. Below, you'll find the top 10 reasons that you probably haven't taken any action, as well as reasons why you should. Hopefully, before you're through reading the list you will have stopped reading and started to do something about your credit.
Ignorance is NOT bliss, and pretending that you don't have bad credit sure won't fix it anytime soon