Past members saw a
40 point
increase on their score in just 6 months
Over seventy percent of past members saw a significant score increase after 6 months of using our services.
How many members improved their score

Of those that saw improvement, eighty-five percent of past members saw their score improve by 40 points! How we calculate score improvement.

Find out where you stand
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What do you mean by "negative item summary?"

Negative items are exactly what they sound like: things on your credit that negatively impact your score. They include:
Late payments
Charge offs
Debt settlement
And more!
See what's hurting your credit with our FREE Credit Snapshot
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Say I sign up—then what?

How credit repair works

Our proven process can help you work to repair your credit and get the score you deserve.
We challenge your questionable negative items with all three bureaus, ensuring your credit reports are accurate and fair.
We ask your creditors to verify the negative items they’re reporting. If they can’t, they are required by law to stop reporting them.
We continue to watch your credit, addressing additional issues as they arise so that you can stay on track and reach your goals.

From our members on Facebook

I love because they work hard for you. They have very professional people to answer all your questions. has helped me tremendously.

Tommy A. |

North Carolina, 9/8/2020 has been a great tool and knowledge resource while cleaning my credit rating, I recommend everyone to Thank you

Bibian Z. |

Connecticut, 9/15/2020

I thought I was going to have to cancel because of money issues due to COVID19, but because cares about its customers I didn’t have to! Thank you so much for giving us a little ray of hope during these trying times!

Alyssa C. |

Texas, 4/7/2020

We've worked with over
830,000 members
since 2012

How much does it cost?

A service for all budgets
Recommended for those who have a lot of negative items on their credit report
Recommended for those who have a moderate amount of negative items
Recommended for those who have a handful of negative items
Find the right service level