30
Dec

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Our team of Credit Experts has been honored to help with your credit repair journey in 2015. As 2016 approaches, take some time to review our articles that garnered the most reader response. What you learn could shape your approach to the New Year.

  1. Lessons Learned from Secondhand Books. Is new always better? How do purchasing choices translate into credit damage or repair? This article provides a fresh perspective on spending money.
  2. Cosigner Consequences: What Happens if I Don’t Pay? Cosigning a loan is a serious act, one that should be met with caution. Learn how it will impact your own credit and the consequences of non-payment. These factors could affect your decision.
  3. 10 Things About Credit Reports Parents Should Explain to Their Teens. Credit education is imperative, and it’s never too soon to start learning. Parents striving to raise financially-minded children will benefit from this article.
  4. How Soon Can You Buy a Home after Bankruptcy? Filing for bankruptcy closes many doors, including homeownership. That said, when is the right time to rebuild credit with a new mortgage? Learn more about the required waiting periods and other factors that define post-bankruptcy lending.
  5. Is Opening a Store Credit Card Ever Worth It? Opening a department store credit card is tempting, but not always wise. Use this article to compare the benefits and drawbacks of this type of lending.
  6. Watch Out for These 5 DIY Credit Repair Mistakes. Every consumer has the right to repair their own credit, but going at it alone could lead to a few big mistakes. Take note of the information found here before taking the DIY route.
  7. What is a “Good” Credit Score, Anyway? Credit repair means access to good, better or excellent credit, but what do these descriptions mean? Learn more about the true definition of “good” credit, and whose opinion matters most.
  8. Deciphering Credit Scores in America. How do credit scores rate in your state? Take a look at our infographics detailing how scoring trends relate to education level, poverty and age.
  9. Student’s Guide to Credit: An Introduction for Parents. Earning a college education is more difficult than ever thanks to rising tuition costs and crippling student loans. As parents, preparing your children for the future means helping them learn how to use valuable financial tools—including credit—in the appropriate way. Read this introduction to our Student’s Guide to Credit e-book and its lessons for the whole family.
  10. Do You Need Credit Repair? Pursuing credit repair can be overwhelming, especially if you are unsure whether you need it or not. Review the primary causes of credit damage to see which items impact your credit. What you learn could inspire you to take the next step.