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We\u2019ve talked about finding a credit card to suit your score, but what about your needs? As a parent, you have a unique set of spending habits depending on your children\u2019s ages and interests. If you\u2019re looking for ways to save or invest, the right card could offer a few solutions. Read on to learn your options.<\/p>\n
For Newbies<\/strong><\/p>\n Pre-baby, you spent money at restaurants, movie theaters, sporting events and concerts. As new parents, those expenses are quickly being replaced with groceries, diapers, baby clothes and household supplies. Cash in on frequent purchases by finding a card that suits your new family\u2019s needs. If your credit score is 650 or higher, consider:<\/p>\n Blue Cash Preferred\u00ae Card from American Express<\/p>\n For Frequent Travelers<\/strong><\/p>\n According to an American Express study, a family of four pays an average of $4,580 for vacation. If your family lives far from loved ones or has a simple case of wanderlust, cut costs by choosing a credit card that offers frequent flyer miles, hotel discounts and other out-of-town amenities. A popular option includes:<\/p>\n Chase Sapphire Preferred\u00ae<\/p>\n For College Savers<\/strong><\/p>\n Your children may be young, but planning for their future is an immediate goal. According to a College Board survey, the average price of tuition in 2014 was $31,231 for private universities, $9,139 for in-state students attending public universities and $22,958 for out-of-state students. These numbers will only increase with time. For those doing the math, you understand that providing an education for two children could easily top $1 million. While you may rely on scholarships and loans, saving now will lessen the burden. Allow everyday expenses to contribute by connecting them to a 529 savings plan. Consider:<\/p>\n Fidelity\u00ae Investment Rewards\u00ae American Express\u00ae Card<\/p>\n\n
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