{"id":358420,"date":"2020-05-14T11:24:31","date_gmt":"2020-05-14T17:24:31","guid":{"rendered":"https:\/\/www.creditrepair.com\/blog\/?p=358420"},"modified":"2020-07-08T09:48:58","modified_gmt":"2020-07-08T15:48:58","slug":"is-now-a-good-time-to-sell-my-house","status":"publish","type":"post","link":"https:\/\/www.creditrepair.com\/blog\/mortgage-and-housing-information\/is-now-a-good-time-to-sell-my-house\/","title":{"rendered":"Is Now a Good Time to Sell My House?"},"content":{"rendered":"\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2020\/05\/Is-Now-a-Good-Time-to-Sell-My-House_header.jpg\" alt=\"Happy couple with keys of new apartment.\" class=\"wp-image-358421\"\/><\/figure>\n\n\n\n<p>The coronavirus (COVID-19) pandemic has affected every\nindustry in America, and real estate is no exception to that. If you were\nplanning on selling your house this year, you might be wondering if you should\nstill go through with it, given everything that\u2019s going on (like, you know, a\nnational crisis). <\/p>\n\n\n\n<p>Only you can make the final call, but we\u2019re here to help by giving you the information you need to decide whether you should try to sell your house now. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Coronavirus and the Housing Market <\/h2>\n\n\n\n<p>Coronavirus has, unsurprisingly, had a notable impact on the housing market. As of mid-March, <a rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.realtor.com\/advice\/sell\/should-i-sell-my-house-now-during-the-coronavirus-outbreak\/\" target=\"_blank\">48% of real estate agents<\/a> surveyed had seen a decrease in buyer interest compared to 2019 data. The number of homes for sale had also <a href=\"https:\/\/www.forbes.com\/sites\/ellenparis\/2020\/04\/02\/the-latest-numbers-from-realtorcom-on-covid-19s-impact-on-the-residential-real-estate-market\/#766260310b23\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">declined by 15.7%<\/a>. This indicates that potential buyers and potential sellers are generally more reluctant.<\/p>\n\n\n\n<p>However, as <a rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.homelight.com\/blog\/should-i-sell-my-house-now-coronavirus\/\" target=\"_blank\">one real estate agent<\/a> points out, the housing market shifts much slower than something like, say, the stock market. Things don\u2019t change too much on a day-to-day basis. That means there\u2019s still time for you to act before the housing market\u2014and your home\u2019s value\u2014is more significantly affected by the imminent recession. <\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1500\" height=\"673\" src=\"https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2020\/07\/is-now-a-good-time-to-sell-my-house-2.jpg\" alt=\"There's still time for you to act before the housing market--and your home's value--is more significantly affected by the imminent recession.\" class=\"wp-image-358589\" srcset=\"https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2020\/07\/is-now-a-good-time-to-sell-my-house-2.jpg 1500w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2020\/07\/is-now-a-good-time-to-sell-my-house-2-300x135.jpg 300w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2020\/07\/is-now-a-good-time-to-sell-my-house-2-600x269.jpg 600w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2020\/07\/is-now-a-good-time-to-sell-my-house-2-768x345.jpg 768w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2020\/07\/is-now-a-good-time-to-sell-my-house-2-450x202.jpg 450w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2020\/07\/is-now-a-good-time-to-sell-my-house-2-900x404.jpg 900w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2020\/07\/is-now-a-good-time-to-sell-my-house-2-1400x628.jpg 1400w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Why You Should Start the Selling Process<\/h2>\n\n\n\n<p>There are several circumstances we\u2019ll go over in which you should\nconsider going forward with your listing: <\/p>\n\n\n\n<ul><li>If you have a house that is more likely to sell<\/li><li>If you want to benefit from the cheaper mortgage\nrates<\/li><li>If you know you\u2019ll need to sell within the next couple\nof years<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Your House Has a Better Chance of Selling <\/h3>\n\n\n\n<p>As the economy worsens, some kinds of houses will be easier\nto sell than others. You might have better chances of selling a house if it is\nany of these things:<\/p>\n\n\n\n<ul><li><strong>A starter home.<\/strong> Entry-level houses are <a rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\" href=\"https:\/\/realestate.usnews.com\/real-estate\/articles\/why-you-should-sell-your-home\" target=\"_blank\">more likely to sell<\/a> than luxury homes when the market takes a hit, so you might have an advantage if your house is somewhere on the mid-to-low end of the spectrum for your area. <\/li><li><strong>A vacant home.<\/strong> If no one is currently living in the house you want to sell, it will likely <a rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.homelight.com\/blog\/should-i-sell-my-house-now-coronavirus\/\" target=\"_blank\">attract more attention<\/a> because it will be easier for people to view.<\/li><li><strong>An easily marketable home. <\/strong>In the time of coronavirus, online listings and photos are more important than ever. Most open houses have been <a href=\"https:\/\/www.homelight.com\/blog\/agent-how-coronavirus-impacts-real-estate-tracker\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">shut down<\/a> and many agents are relying primarily on virtual tours, so if your house has or can have a great online presence, you\u2019re more likely to sell it. <\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1500\" height=\"673\" src=\"https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2020\/07\/is-now-a-good-time-to-sell-my-house.jpg\" alt=\"Houses with a better chance of selling: starter homes, vacant homes and easily marketable homes.\" class=\"wp-image-358588\" srcset=\"https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2020\/07\/is-now-a-good-time-to-sell-my-house.jpg 1500w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2020\/07\/is-now-a-good-time-to-sell-my-house-300x135.jpg 300w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2020\/07\/is-now-a-good-time-to-sell-my-house-600x269.jpg 600w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2020\/07\/is-now-a-good-time-to-sell-my-house-768x345.jpg 768w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2020\/07\/is-now-a-good-time-to-sell-my-house-450x202.jpg 450w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2020\/07\/is-now-a-good-time-to-sell-my-house-900x404.jpg 900w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2020\/07\/is-now-a-good-time-to-sell-my-house-1400x628.jpg 1400w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">You Want to Take Advantage of Cheaper Mortgage Rates<\/h3>\n\n\n\n<p>Mortgage rates have been low for the past few months and are projected to stay that way going forward\u2014the average mortgage rate was <a href=\"https:\/\/realestate.usnews.com\/real-estate\/articles\/why-you-should-sell-your-home\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">3.33%<\/a> as of April 23, according to Freddie Mac. (The 50-year low was 3.29% on March 5, 2020, for reference.) <\/p>\n\n\n\n<p>This is good news for you if you want to sell your house,\nbecause any potential buyers should have an easier time getting a mortgage they\ncan afford. In addition, the decreased demand should allow lenders to respond\nto loan requests faster. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\">You Know You Need to Sell<\/h3>\n\n\n\n<p>If you know you\u2019ll need to sell your house sometime in the\nnext one to two years for any reason, <strong>you\nshould consider selling soon<\/strong> before the full brunt of the recession hits\nthe housing market. Deciding to wait and sell six months down the line could\nnegatively affect how much you can get for your house, and that may be a risk\nyou don\u2019t want to take.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Why You Should Delay the Selling Process<\/h2>\n\n\n\n<p>Though selling now might work for many people, there are\nothers who should hold off on selling their home. You might be in this latter\ngroup if you:<\/p>\n\n\n\n<ul><li>Don\u2019t have dependable income<\/li><li>Are worried about your health<\/li><li>Don\u2019t have to sell immediately<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">You Have Health Concerns<\/h3>\n\n\n\n<p>If you have serious concerns about your health or the health\nof a loved one, you may want to forgo selling your house for now, if possible.\nMany steps in the house-selling process can be completed virtually, but most\nbuyers will still want to see your house in person, and this could mean\nexposure to individuals outside your home that you\u2019re not comfortable having\nexposure to. <\/p>\n\n\n\n<p>You and your agent can, of course, take precautions and disinfect everything before and after a showing, but that may not be enough to reassure you, especially if someone in your household is considered high risk. Keep this in mind when you are deciding whether to sell your house.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">You\u2019re Worried About Your Income<\/h3>\n\n\n\n<p>You might be recently unemployed, you might be furloughed for who-knows-how-long or you might be worried about taking a pay cut\u2014whatever the reason if you\u2019re worried about making future payments, it\u2019s probably for the best that you wait to sell your house and buy another. If you can, wait until your income is more dependable, and in the meantime, <a href=\"https:\/\/www.creditrepair.com\/blog\/finance\/how-to-better-protect-yourself-financially-during-covid-19\/\">work with your lender<\/a> to make sure you can stay in the house you currently live in.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">You Don\u2019t Have to Sell<\/h3>\n\n\n\n<p>In general, if you aren\u2019t being forced to sell by an\nexternal factor, such as financial problems or relocation for a job, it might\nbe worth putting off your home sale. Selling a home is a lot of work, and it\ncan be an overwhelming project for anyone to take on even when a pandemic <em>isn\u2019t<\/em> happening. <\/p>\n\n\n\n<p>You can save your mental and emotional energy\u2014as well as\nyour <a href=\"https:\/\/www.creditrepair.com\/blog\/finance\/credit-repair-and-real-estate-when-to-sell-your-house\/\">money<\/a>\u2014and\nplan on selling your house when it works better for you.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Selling During COVID-19: What You Need to Know <\/h2>\n\n\n\n<p>If you\u2019ve decided that now could be a good time to sell your\nhouse, keep these five things in mind: <\/p>\n\n\n\n<ol><li><strong>Your home\u2019s online presence is crucial <\/strong>(this is worth repeating). Invest in professional photography services and talk to your agent about making your home look as attractive as possible to buyers. <\/li><li><strong>Though mortgage rates are low, some lenders are modifying the criteria<\/strong> for <a rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.cnbc.com\/2020\/04\/13\/coronavirus-why-its-suddenly-much-harder-to-get-a-mortgage-or-even-refinance.html\" target=\"_blank\">mortgage approval<\/a>, making it harder for borrowers to get mortgages. This is especially good to know if you are planning on selling your house and buying a new one at the same time.<\/li><li><strong>You should have a <a rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.homelight.com\/blog\/should-i-sell-my-house-now-coronavirus\/\" target=\"_blank\">\u201cshowing procedure\u201d<\/a> with stringent cleaning measures,<\/strong> and offer things like booties and hand sanitizer, too. <strong>&nbsp;<\/strong>This is an important consideration for the health and safety of everyone involved<strong>.<\/strong><\/li><li><strong>Some agents are using \u201ccoronavirus clauses\u201d<\/strong> to protect buyers during the pandemic. <a rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\" href=\"https:\/\/www.homelight.com\/blog\/agent-coronavirus-clauses-real-estate-transactions\/\" target=\"_blank\">These clauses<\/a> allow extensions and cancellations without legal or financial consequences.<\/li><li><strong>Your sale might take longer than expected <\/strong>due to things like delayed home inspections and mortgage preapprovals, so <a href=\"https:\/\/www.realtor.com\/advice\/sell\/should-i-sell-my-house-now-during-the-coronavirus-outbreak\/\" target=\"_blank\" rel=\"noreferrer noopener\" aria-label=\" (opens in a new tab)\">don\u2019t be surprised<\/a> if it takes longer to close.<\/li><\/ol>\n\n\n\n<p>Anyone who tries to sell a house during the pandemic will face unique problems, but it\u2019s certainly still doable, so don\u2019t be discouraged if you need to sell your house now. Review your finances, decide what your priorities are and get professional help when you can\u2014or decide to wait! Whatever works best for you. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>The coronavirus pandemic has affected the real estate industry, but it\u2019s not all bad news. Find out if now is a good time to sell your house.<\/p>\n","protected":false},"author":53,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[336,78],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.5 (Yoast SEO v18.5.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Is Now a Good Time to Sell My House? - CreditRepair.com<\/title>\n<meta name=\"description\" content=\"The coronavirus pandemic has affected the real estate industry, but it\u2019s not all bad news. 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