{"id":362766,"date":"2022-09-29T10:59:37","date_gmt":"2022-09-29T16:59:37","guid":{"rendered":"https:\/\/www.creditrepair.com\/blog\/?p=362766"},"modified":"2022-10-24T13:21:23","modified_gmt":"2022-10-24T19:21:23","slug":"sky-blue-credit-vs-creditrepair","status":"publish","type":"post","link":"https:\/\/www.creditrepair.com\/blog\/credit-repair\/sky-blue-credit-vs-creditrepair\/","title":{"rendered":"Sky Blue Credit vs. CreditRepair.com comparison [2022]"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1500\" height=\"500\" src=\"https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/sky-blue.png\" alt=\"Sky Blue Credit vs. CreditRepair.com comparison [2022]\" class=\"wp-image-362770\" srcset=\"https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/sky-blue.png 1500w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/sky-blue-300x100.png 300w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/sky-blue-600x200.png 600w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/sky-blue-768x256.png 768w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/sky-blue-450x150.png 450w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/sky-blue-900x300.png 900w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/sky-blue-1400x467.png 1400w\" sizes=\"(max-width: 1500px) 100vw, 1500px\" \/><\/figure>\n\n\n\n<p><a href=\"https:\/\/www.creditrepair.com\/disclaimer\" target=\"_blank\" rel=\"noreferrer noopener\">Disclosure regarding our editorial content standards<\/a>.<\/p>\n\n\n\n<div class=\"quick-answer quick-answer--hr\">\n    <p>The information presented in this comparison is solely based on the information provided by the service\u2019s website as of August 2022, not actual customer experiences with either company. For any questions on the information in this article, we encourage you to visit the service\u2019s website or contact a representative.<\/p>\n<\/div>\n\n\n\n<p>There\u2019s no question that Sky Blue Credit and CreditRepair.com are two of the most prominent options for those seeking professional <a href=\"https:\/\/www.creditrepair.com\/fix-my-credit\" target=\"_blank\" rel=\"noreferrer noopener\">credit repair<\/a>, and for good reason.<\/p>\n\n\n\n<p>Sky Blue Credit has been around for over 30 years, and CreditRepair.com has filed tens of millions of challenges in the last decade<sup>1<\/sup>. Each is well established in the credit repair field with years of experience in removing negative items from credit profiles for their clients. But which is the best option for you?<\/p>\n\n\n\n<p>In the Sky Blue Credit vs. CreditRepair.com comparison below, we\u2019ll outline key similarities and differences between their offerings, prices, ratings and services and ours. We\u2019ll also compare client experiences and expectations so you can get all the facts you need to start fixing your credit today.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.creditrepair.com\/credit-snapshot\/pi\"><img loading=\"lazy\" decoding=\"async\" width=\"975\" height=\"196\" src=\"https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/image-7.png\" alt=\"Get a free credit evaluation to see how you could benefit from credit repair\" class=\"wp-image-362767\" srcset=\"https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/image-7.png 975w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/image-7-300x60.png 300w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/image-7-600x121.png 600w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/image-7-768x154.png 768w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/image-7-450x90.png 450w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/image-7-900x181.png 900w\" sizes=\"(max-width: 975px) 100vw, 975px\" \/><\/a><\/figure>\n\n\n\n<p><strong>Table of Contents:<\/strong><\/p>\n\n\n\n<ol type=\"1\"><li><a href=\"#_tbuj4o2czxap\">Credit repair service comparison<\/a><\/li><li><a href=\"#_c808ial8iywr\">Cost for credit repair services<\/a><\/li><li><a href=\"#_cli948jhcq29\">Ratings<\/a><\/li><li><a href=\"#_9hcqlykl7jr\">Results<\/a><\/li><li><a href=\"#_427y5sh0m2t2\">Customer reviews and Professional reviews<\/a><\/li><li><a href=\"#_tkkuxvbs56sg\">Member experience<\/a><\/li><li><a href=\"#_jgycymfavttf\">Customer service<\/a><\/li><li><a href=\"#_7iem26f6lv5m\">Free resources<\/a><\/li><li><a href=\"#_ab0ewlq899o\">How to choose between Sky Blue Credit vs. CreditRepair.com<\/a><\/li><\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-credit-repair-service-comparison\"><a><\/a>Credit repair service comparison<\/h2>\n\n\n\n<p>Sky Blue Credit and CreditRepair.com both offer <a href=\"https:\/\/www.creditrepair.com\/how-credit-repair-works\" target=\"_blank\" rel=\"noreferrer noopener\">credit repair services<\/a> like credit bureau challenges and disputes, credit analysis and assistance with inquiries. Here is how each breaks their service offerings down.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-sky-blue-credit-services-2\">Sky Blue Credit services<sup>(2)<\/sup><\/h3>\n\n\n\n<p>Rather than breaking their services into tiers, Sky Blue Credit offers their full suite of services in one package. They offer no upgrades or additional services beyond those covered in their primary package. We\u2019ve provided an overview of their service offerings below:<\/p>\n\n\n\n<ul><li><strong>Pro Analysis:<\/strong> Sky Blue Credit\u2019s team of professionals will analyze your credit report and provide their findings.<\/li><li><strong>Custom Disputes:<\/strong> Their disputes are customized on a case-by-case basis.<\/li><li><strong>Score Assistance:<\/strong> In addition to working to improve credit reports, Sky Blue Credit will help make a plan to improve your score.<\/li><li><strong>Coaches-on-Call:<\/strong> Members can request sessions with coaches or call in during applicable hours.<\/li><li><strong>Faster Disputes:<\/strong> Their dispute cycle is 35 days, which is 10 days shorter than many companies\u2019 cycles.<\/li><li><strong>Statute of Limitations Research:<\/strong> When disputing collections accounts, they consult members before taking any actions.<\/li><li><strong>Credit Rebuilding:<\/strong> For those who need help rebuilding credit, Sky Blue Credit will assist with tasks like opening credit cards.<\/li><li><strong>Extra Services:<\/strong> Additional services include goodwill letters, cease and desist letters, debt validation, inquiry disputes, ID theft consultation, debt settlement and negotiation consultations.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-creditrepair-com-services-3\">CreditRepair.com services<sup>(3)<\/sup><\/h3>\n\n\n\n<p>To help our members get just the right services for their credit needs, we\u2019ve packaged our services into three tiers.<\/p>\n\n\n\n<ul><li><strong>Direct:<\/strong> Our first service tier includes challenges to <a href=\"https:\/\/www.creditrepair.com\/education\/scores\/what-are-the-three-credit-bureaus\" target=\"_blank\" rel=\"noreferrer noopener\">major credit bureaus<\/a>, inquiry assistance, goodwill intervention and credit score reporting every three months.<\/li><li><strong>Standard: <\/strong>In our second service tier, you get everything included in the Direct tier plus our FICO\u00ae Score Inquiry Assist service, better enabling you to file disputes for account inaccuracies and unfair inquiries.<\/li><li><strong>Advanced:<\/strong> Our highest-tier offering adds additional bureau challenges and creditor interventions, monthly score updates and cease and desist interventions to the offerings in the Standard package.<\/li><\/ul>\n\n\n\n<style>\n    .table--comparison{color:#16437c;width:100%;border:2px solid #abd7ef;margin-bottom:30px;font-size:16px;font-weight:700;line-height:1.7;position:relative}.table--comparison th,.table--comparison td{vertical-align:middle}.table--comparison thead tr th{color:#fff;text-align:center;background-color:#2c7cb9;padding:1.5rem 1rem;font-weight:700}.table--comparison tbody{overflow:auto}.table--comparison tbody tr:nth-of-type(2n){background-color:#ddedf1}.table--comparison.table--cutout{border-color:#0000}.table--comparison.table--cutout thead tr th:first-of-type{background-color:#0000;border-bottom:2px solid #abd7ef}.table--comparison.table--cutout thead tr th:not(:first-of-type){border-top:2px solid #abd7ef;border-bottom:2px solid #abd7ef}.table--comparison.table--cutout thead tr th:nth-of-type(2n){border-left:2px solid #abd7ef;border-right:2px solid #fff}.table--comparison.table--cutout thead tr th:last-of-type{border-right:2px solid #abd7ef}.table--comparison.table--cutout tbody{border-bottom:2px solid #abd7ef;border-left:2px solid #abd7ef}.table--comparison.table--cutout tbody tr th,.table--comparison.table--cutout tbody tr td{border-left:2px solid #abd7ef;border-right:2px solid #abd7ef;padding:1rem}.table--comparison.table--cutout tbody tr td{text-align:center}.table--comparison.table--tiers{table-layout:fixed}.table--comparison.table--tiers thead tr th:first-of-type{width:25%}.table--comparison.table--tiers thead tr th:last-of-type{width:25%;word-break:break-word}@media (min-width:600px){.table--comparison.table--tiers thead tr th:first-of-type{width:auto}.table--comparison.table--tiers thead tr th:last-of-type{width:auto;word-break:break-word}}.table--comparison.table--features{table-layout:fixed}.table--comparison.table--features thead tr th{width:35%;word-break:break-word}.table--comparison.table--features thead tr th:nth-of-type(2){width:30%}.table--comparison.table--features tbody tr th{word-break:break-word}@media (min-width:600px){.table--comparison.table--features{table-layout:auto}}.table--testimonials{color:#16437c;border:2px solid #ddedf1;margin-bottom:30px;font-size:16px;line-height:1.7}.table--testimonials tbody tr:nth-of-type(2n){background-color:#ddedf1}.table--testimonials tbody tr td{padding:2rem}.table--testimonials .attribution{color:#2c7cb9;margin-top:1rem;font-size:14px;font-style:italic;font-weight:700;display:block}.quote-grid{color:#16437c;border:2px solid #dbedf1;margin-bottom:30px;line-height:1.7;display:block}.quote-grid .quote-row{border-bottom:2px solid #dbedf1;flex-flow:column-reverse wrap;align-items:center;padding-top:2rem;display:flex}.quote-grid .quote-row figure.quote,.quote-grid .quote-row .logo{flex:1}.quote-grid .quote-row .logo{text-align:center}.quote-grid .quote-row .logo img{width:60%}.quote-grid .quote-row blockquote{margin:0;font-size:16px}.quote-grid .quote-row.text-right{background-color:#ddedf1}.quote-grid .quote-row figure.quote{margin-top:0;padding:1.5rem}.quote-grid .quote-row figure.quote figcaption{margin-top:1.6rem;font-style:italic;font-weight:500}.quote-grid .quote-row:last-of-type{border-bottom-width:0}@media (min-width:768px){.quote-grid .quote-row{flex-flow:row-reverse;padding-top:0}.quote-grid .quote-row.text-left{flex-direction:row}.quote-grid .quote-row figure.quote{flex:55%;padding:24px}.quote-grid .quote-row .logo{flex:45%}.quote-grid .quote-row blockquote{font-size:16px}}\n<\/style>\n\n<table class=\"table--cutout table--comparison table--tiers\">\n    <thead>\n        <tr>\n            <th>&nbsp;<\/th>\n            <th>Sky Blue Credit<\/th>\n            <th>CreditRepair.com<\/th>\n        <\/tr>\n    <\/thead>\n    <tbody>\n        <tr>\n            <th>Tier 1\n            <\/th><td>$79 individual, $119 couples<\/td>\n            <td>$69.95<\/td>\n        <\/tr>\n        <tr>\n            <th>Tier 2<\/th>\n            <td>\u2014<\/td>\n            <td>$99.95<\/td>\n        <\/tr>\n        <tr>\n            <th>Tier 3<\/th>\n            <td>\u2014<\/td>\n            <td>$119.95<\/td>\n        <\/tr>\n    <\/tbody>\n<\/table>\n\n\n<div class=\"quote-grid\">\n    <div class=\"quote-row text-left\">\n        <figure class=\"quote\">\n            <blockquote>\n                &#8220;CreditRepair.com is one of the best companies to help you repair your credit.&#8221;\n            <\/blockquote>\n            <figcaption>&#8211; <a href=\"https:\/\/bestcompany.com\/credit-repair\/company\/credit-repair-com\" target=\"_blank\" rel=\"noreferrer noopener\">BestCompany.com<\/a><\/figcaption>\n        <\/figure>\n        <div class=\"logo\">\n            <img decoding=\"async\" src=\".\/src\/images\/best-company.png\" alt=\"\">\n        <\/div>\n    <\/div>\n\n    <div class=\"quote-row text-right\">\n        <figure class=\"quote\">\n            <blockquote>\n                &#8220;CreditRepair.com has a solid reputation and a history of solutions with a personalized touch. And with more than a decade of industry experience, CreditRepair.com can help with even the most complicated issues on your credit report.&#8221;\n            <\/blockquote>\n            <figcaption>&#8211; <a href=\"https:\/\/www.credit.com\/credit-repair\/creditrepair-com-review\/\" target=\"_blank\" rel=\"noreferrer noopener\">Credit.com<\/a><\/figcaption>\n        <\/figure>\n        <div class=\"logo\">\n            <img decoding=\"async\" src=\".\/src\/images\/credit-com.png\" alt=\"\">\n        <\/div>\n    <\/div>\n    \n    <div class=\"quote-row text-left\">\n        <figure class=\"quote\">\n            <blockquote>\n                &#8220;CreditRepair.com is one of the best-known credit repair companies in the industry. This company has proven that its team has a great track record of disputing questionable items on clients\u2019 credit reports.&#8221;\n            <\/blockquote>\n            <figcaption>&#8211; <a href=\"https:\/\/www.sfgate.com\/market\/article\/credit-repair-review-16363805.php\" target=\"_blank\" rel=\"noreferrer noopener\">SFGATE.com<\/a><\/figcaption>\n        <\/figure>\n        <div class=\"logo\">\n            <img decoding=\"async\" src=\".\/src\/images\/sfgate-logo.png\" alt=\"\">\n        <\/div>\n    <\/div>\n\n<\/div>\n\n<div class=\"quote-grid\">\n    <div class=\"quote-row text-left\">\n        <figure class=\"quote\">\n            <blockquote>\n                &#8220;The credit repair firm has a proven three-step process that continues to help clients improve their poor credit, enhance their credit history going forward, and help them reach other financial goals.&#8221;\n            <\/blockquote>\n            <figcaption>&#8211; <a href=\"https:\/\/bestcompany.com\/credit-repair\/company\/sky-blue-credit-repair-reviews\" target=\"_blank\" rel=\"noreferrer noopener\">BestCompany.com<\/a><\/figcaption>\n        <\/figure>\n        <div class=\"logo\">\n            <img decoding=\"async\" src=\".\/src\/images\/best-company.png\" alt=\"\">\n        <\/div>\n    <\/div>\n\n    <div class=\"quote-row text-right\">\n        <figure class=\"quote\">\n            <blockquote>\n                &#8220;Sky Blue Credit is a highly-rated credit repair company that is particularly good at helping people decide when and what to dispute on their credit reports.&#8221;\n            <\/blockquote>\n            <figcaption>&#8211; <a href=\"https:\/\/www.crediful.com\/sky-blue-credit-repair\/\" target=\"_blank\" rel=\"noreferrer noopener\">Crediful.com<\/a><\/figcaption>\n        <\/figure>\n        <div class=\"logo\">\n            <img decoding=\"async\" src=\".\/src\/images\/crediful.png\" alt=\"\">\n        <\/div>\n    <\/div>\n    \n    <div class=\"quote-row text-left\">\n        <figure class=\"quote\">\n            <blockquote>\n                &#8220;Sky Blue Credit is a leading credit repair company, with a strong track record of helping customers get fantastic results.&#8221;\n            <\/blockquote>\n            <figcaption>&#8211; <a href=\"https:\/\/tokenist.com\/loans\/sky-blue-credit-repair-review\/\" target=\"_blank\" rel=\"noreferrer noopener\">TheTokenist.com<\/a><\/figcaption>\n        <\/figure>\n        <div class=\"logo\">\n            <img decoding=\"async\" src=\".\/src\/images\/thetokenist_logo.png\" alt=\"\">\n        <\/div>\n    <\/div>\n\n<\/div>\n\n\n<table class=\"table--cutout table--comparison table--features\">\n    <thead>\n        <tr>\n            <th>&nbsp;<\/th>\n            <th>Sky Blue Credit<\/th>\n            <th>CreditRepair.com<\/th>\n        <\/tr>\n    <\/thead>\n    <tbody>\n        <tr>\n            <th>Bureau Challenges\/Disputes<\/th>\n            <td>\u2713<\/td>\n            <td>All tiers<\/td>\n        <\/tr>\n        <tr>\n            <th>Score Analysis<\/th>\n            <td>\u2713<\/td>\n            <td>All tiers<\/td>\n        <\/tr>\n        <tr>\n            <th>Inquiry Assistance<\/th>\n            <td>\u2713<\/td>\n            <td>All tiers<\/td>\n        <\/tr>\n        <tr>\n            <th>On-Call Coaching<\/th>\n            <td>\u2713<\/td>\n            <td>\u2014<\/td>\n        <\/tr>\n        <tr>\n            <th>Quarterly Score Updates<\/th>\n            <td>\u2014<\/td>\n            <td>All tiers<\/td>\n        <\/tr>\n        <tr>\n            <th>Monthly Score Updates<\/th>\n            <td>\u2014<\/td>\n            <td>Advanced<\/td>\n        <\/tr>\n        <tr>\n            <th>Credit Monitoring<\/th>\n            <td>\u2014<\/td>\n            <td>All tiers<\/td>\n        <\/tr>\n        <tr>\n            <th>Discount for Third-Party Credit Report<\/th>\n            <td>\u2713<\/td>\n            <td>\u2014<\/td>\n        <\/tr>\n        <tr>\n            <th>Text and Email Alerts<\/th>\n            <td>\u2014<\/td>\n            <td>All tiers<\/td>\n        <\/tr>\n        <tr>\n            <th>FICO\u00ae Score Inquiry Assist Service<\/th>\n            <td>\u2014<\/td>\n            <td>Standard and Advanced<\/td>\n        <\/tr>\n        <tr>\n            <th>35-Day Disputes<\/th>\n            <td>\u2713<\/td>\n            <td>\u2014<\/td>\n        <\/tr>\n        <tr>\n            <th>Goodwill Interventions\n            <\/th><td>\u2713<\/td>\n            <td>All tiers<\/td>\n        <\/tr>\n        <tr>\n            <th>90-Day Guarantee<\/th>\n            <td>\u2713<\/td>\n            <td>\u2014<\/td>\n        <\/tr>\n        <tr>\n            <th>Mobile App<\/th>\n            <td>\u2014<\/td>\n            <td>All tiers<\/td>\n        <\/tr>\n        <tr>\n            <th>Personal Online Dashboard<\/th>\n            <td>\u2713<\/td>\n            <td>All tiers<\/td>\n        <\/tr>\n        <tr>\n            <th>Statute of Limitations Research<\/th>\n            <td>\u2713<\/td>\n            <td>\u2014<\/td>\n        <\/tr>\n        <tr>\n            <th>Additional Bureau Challenges\/Disputes<\/th>\n            <td>\u2014<\/td>\n            <td>Advanced<\/td>\n        <\/tr>\n        <tr>\n            <th>Cease and Desist Interventions<\/th>\n            <td>\u2713<\/td>\n            <td>Advanced<\/td>\n        <\/tr>\n    <\/tbody>\n<\/table>\n\n\n\n<p>Sky Blue Credit shares many of our essential solutions for fixing credit but structure their offerings differently by combining them into one package. Deciding between their membership and ours may come down to which specific services you value in your journey toward restoring or maximizing your credit score.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Cost for credit repair services<\/h2>\n\n\n\n<p>We know the cost of credit repair services is a major consideration for those <a href=\"https:\/\/www.creditrepair.com\/education\/improve\/how-to-rebuild-credit\" target=\"_blank\" rel=\"noreferrer noopener\">rebuilding<\/a> their credit or working to get out of debt. To make sure you know exactly what you\u2019re paying for, here\u2019s how their pricing structure differs from ours.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Sky Blue Credit cost<sup>(4)<\/sup><\/h3>\n\n\n\n<p>Sky Blue Credit has a progressive payment structure. Sign-up is free, with a $79 \u201cReview\/Setup Fee\u201d due after six days. They also offer a discounted fee for couples, membership pausing and a 90-day guarantee.<\/p>\n\n\n\n<ul><li><strong>Individual:<\/strong> $79 per month<\/li><li><strong>Couples:<\/strong> $119 per month<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">CreditRepair.com cost<sup>(3)<\/sup><\/h3>\n\n\n\n<p>In addition to monthly charges, we charge a \u201cfirst-work fee\u201d that\u2019s necessary for covering expenses associated with setting up your account. For all three tiers, this one-time fee is equal to the monthly fee.<\/p>\n\n\n\n<ul><li><strong>Direct:<\/strong> $69.95 per month<\/li><li><strong>Standard:<\/strong> $99.95 per month<\/li><li><strong>Advanced:<\/strong> $119.95 per month<\/li><\/ul>\n\n\n\n<p>Note that while they are referred to by different terms, both companies charge upfront fees that are equal to their related monthly charges.<\/p>\n\n\n\n<table class=\"table--cutout table--comparison table--tiers\">\n    <thead>\n        <tr>\n            <th>&nbsp;<\/th>\n            <th>Sky Blue Credit<\/th>\n            <th>CreditRepair.com<\/th>\n        <\/tr>\n    <\/thead>\n    <tbody>\n        <tr>\n            <th>Tier 1\n            <\/th><td>$79 individual, $119 couples<\/td>\n            <td>$69.95<\/td>\n        <\/tr>\n        <tr>\n            <th>Tier 2<\/th>\n            <td>\u2014<\/td>\n            <td>$99.95<\/td>\n        <\/tr>\n        <tr>\n            <th>Tier 3<\/th>\n            <td>\u2014<\/td>\n            <td>$119.95<\/td>\n        <\/tr>\n    <\/tbody>\n<\/table>\n\n\n\n<h2 class=\"wp-block-heading\">Ratings<\/h2>\n\n\n\n<p>When shopping around for credit repair services\u2014or any services, really\u2014third-party ratings are crucial. These unbiased sources provide essential insight into a company\u2019s trustworthiness, quality and industry standing. However, they can also vary widely based on the metrics used, the data collected and the way ratings are weighted.<\/p>\n\n\n\n<p>To help provide a broader picture of how each company is rated, we\u2019ve provided figures from three respected third-party reviewers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>Sky Blue Credit ratings<\/h3>\n\n\n\n<ul><li>Investopedia<sup>5<\/sup>: 3.9 \/ 5<\/li><li>Consumer Affairs<sup>6<\/sup>: 4.8 \/ 5<\/li><li>Trustpilot<sup>7<\/sup>: 3.2 \/ 5<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>CreditRepair.com ratings<\/h3>\n\n\n\n<ul><li>Investopedia<sup>8<\/sup>: 4.2 \/ 5<\/li><li>Consumer Affairs<sup>9<\/sup>: 3.7 \/ 5<\/li><li>Trustpilot<sup>10<\/sup>: 4.2 \/ 5<\/li><\/ul>\n\n\n\n<p>Sky Blue Credit rates higher by Consumer Affairs metrics, while CreditRepair.com has received higher ratings from Investopedia and Trustpilot.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Results<\/h2>\n\n\n\n<p>Whether it\u2019s us, Sky Blue Credit or some other credit repair service, at the end of the day, the most important metric is what you see in your credit profile. Picking the right servicer to help fix your credit can help you with everything from applying for a mortgage loan to lowering interest rates to getting out of debt.<\/p>\n\n\n\n<p>Credit scores are calculated using a wide range of criteria and can take months (and even years) to change, so there is no single metric for measuring credit repair results. Since desired outcomes vary based on each individual\u2019s credit needs, here are a few key indicators of success for each company.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>Sky Blue Credit results<\/h3>\n\n\n\n<p>Sky Blue Credit does not share results data publicly at this time, unfortunately. They also do not guarantee results for their service. However, they offer a 90-day guarantee starting at the date of enrollment<sup>11<\/sup>.<\/p>\n\n\n\n<p>Since credit reports are generally updated within 30 to 45 days, according to <a href=\"https:\/\/www.transunion.com\/blog\/credit-advice\/how-long-does-it-take-for-a-credit-report-to-update\" target=\"_blank\" rel=\"noreferrer noopener\">TransUnion\u00ae<\/a>, 90 days may be enough time to see results from their services. Depending on your situation, it may take longer than this period to rebuild credit.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">CreditRepair.com results<sup> (1, 14)<\/sup><\/h3>\n\n\n\n<ul><li>76 percent of CreditRepair.com members saw their score improve seeing an average 40-point increase over 6 months.Members have seen over 8.2 million total removals from their credit reports since 2012.<\/li><li>Over 800,000 interventions have been sent on our members\u2019 behalf.<\/li><\/ul>\n\n\n\n<p>While we can\u2019t compare numbers directly at this time, there are still other metrics you can use to compare us with Sky Blue Credit, including individual client reviews.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.creditrepair.com\/credit-snapshot\/pi\"><img loading=\"lazy\" decoding=\"async\" width=\"975\" height=\"196\" src=\"https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/image-7.png\" alt=\"Get a free credit evaluation to see how you could benefit from credit repair\" class=\"wp-image-362767\" srcset=\"https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/image-7.png 975w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/image-7-300x60.png 300w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/image-7-600x121.png 600w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/image-7-768x154.png 768w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/image-7-450x90.png 450w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/image-7-900x181.png 900w\" sizes=\"(max-width: 975px) 100vw, 975px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Customer reviews<\/h2>\n\n\n\n<p>Not sure if <a href=\"https:\/\/www.creditrepair.com\/blog\/education\/is-credit-repair-worth-it\/\" target=\"_blank\" rel=\"noreferrer noopener\">credit repair is worth it<\/a>? One of the most telling measurements of what any company can do is their customer reviews. Below are a few customer-submitted reviews describing their experiences working with each company.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Sky Blue Credit customer reviews<sup>(13)<\/sup><\/h3>\n\n\n\n<p>Sky Blue Credit has served many customers over their more than three decades of business. Here are what recent customers had to say about them.<\/p>\n\n\n\n<table class=\"table--testimonials\">\n    <tbody>\n        <tr>\n            <td>\u201cYou guys have done an amazing job. I\u2019m so very happy my score has improved 100 points. I only have 1 thing left negative on my account now.\u201d <span class=\"attribution\">\u2014 Clint B.<\/span><\/td>\n        <\/tr>\n        <tr>\n            <td>\u201cI would like to thank you for all your help in assisting us in repairing our credit this year. You have made a tremendous impact for us and we would like to thank you very much for what you have done.\u201d <span class=\"attribution\">\u2014 Robert B.<\/span><\/td>\n        <\/tr>\n        <tr>\n            <td>\u201cI am very happy with the progress that was made and my credit report and score have shown considerable improvement in the last 6 months.\u201d <span class=\"attribution\">\u2014 James B.<\/span><\/td>\n        <\/tr>\n    <\/tbody>\n<\/table>\n\n\n\n<h3 class=\"wp-block-heading\">CreditRepair.com customer reviews<sup>(14)<\/sup><\/h3>\n\n\n\n<p>CreditRepair.com has worked with over 850,000 members with their credit since 2012. Here\u2019s how some of our over 850,000 members have responded recently.<\/p>\n\n\n\n<p>Both options have seen many positive reviews from customers, and the above examples represent a small sample. You can always read more reviews from each option before making your decision.<\/p>\n\n\n\n<table class=\"table--testimonials\">\n    <tbody>\n        <tr>\n            <td>\u201cWith CreditRepair.com&#8217;s help, I was able to restore my credit from bad to good. Then, I was able to purchase a car with lower interest rates and even buy a home!\u201d<span class=\"attribution\">\u2014Randell P.<\/span><\/td>\n        <\/tr>\n        <tr>\n            <td>\u201cVery helpful. I love their plan. No issues with the subscription I purchased and I will use them again for any of my credit needs. Very nice, professional and down to earth friendly people that understand and work hard for you and your needs. Thanks.\u201d<span class=\"attribution\">\u2014Teresa L.<\/span><\/td>\n        <\/tr>\n        <tr>\n            <td>\u201cCreditRepair.com works hard for you. And if you have any financial issues they are flexible and want to help you keep the service. 10\/10 definitely would recommend.\u201d<span class=\"attribution\">\u2014Kaylee C.<\/span><\/td>\n        <\/tr>\n    <\/tbody>\n<\/table>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Professional reviews<\/h2>\n\n\n\n<p>Now that you know what customers say about each service, consider what industry professionals are saying about their strengths and unique offerings.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>Sky Blue Credit professional reviews<\/h3>\n\n\n\n<div class=\"quote-grid\">\n    <div class=\"quote-row text-left\">\n        <figure class=\"quote\">\n            <blockquote>\n                &#8220;The credit repair firm has a proven three-step process that continues to help clients improve their poor credit, enhance their credit history going forward, and help them reach other financial goals.&#8221;\n            <\/blockquote>\n            <figcaption>&#8211; <a href=\"https:\/\/bestcompany.com\/credit-repair\/company\/sky-blue-credit-repair-reviews\" target=\"_blank\" rel=\"noreferrer noopener\">BestCompany.com<\/a><\/figcaption>\n        <\/figure>\n        <div class=\"logo\">\n            <img decoding=\"async\" src=\".\/src\/images\/best-company.png\" alt=\"\">\n        <\/div>\n    <\/div>\n\n    <div class=\"quote-row text-right\">\n        <figure class=\"quote\">\n            <blockquote>\n                &#8220;Sky Blue Credit is a highly-rated credit repair company that is particularly good at helping people decide when and what to dispute on their credit reports.&#8221;\n            <\/blockquote>\n            <figcaption>&#8211; <a href=\"https:\/\/www.crediful.com\/sky-blue-credit-repair\/\" target=\"_blank\" rel=\"noreferrer noopener\">Crediful.com<\/a><\/figcaption>\n        <\/figure>\n        <div class=\"logo\">\n            <img decoding=\"async\" src=\".\/src\/images\/crediful.png\" alt=\"\">\n        <\/div>\n    <\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-creditrepair-com-professional-reviews\"> CreditRepair.com professional reviews <\/h3>\n\n\n\n<div class=\"quote-grid\">\n    <div class=\"quote-row text-left\">\n        <figure class=\"quote\">\n            <blockquote>\n                &#8220;CreditRepair.com is one of the best companies to help you repair your credit.&#8221;\n            <\/blockquote>\n            <figcaption>&#8211; <a href=\"https:\/\/bestcompany.com\/credit-repair\/company\/credit-repair-com\" target=\"_blank\" rel=\"noreferrer noopener\">BestCompany.com<\/a><\/figcaption>\n        <\/figure>\n        <div class=\"logo\">\n            <img decoding=\"async\" src=\".\/src\/images\/best-company.png\" alt=\"\">\n        <\/div>\n    <\/div>\n\n    <div class=\"quote-row text-right\">\n        <figure class=\"quote\">\n            <blockquote>\n                &#8220;CreditRepair.com has a solid reputation and a history of solutions with a personalized touch. And with more than a decade of industry experience, CreditRepair.com can help with even the most complicated issues on your credit report.&#8221;\n            <\/blockquote>\n            <figcaption>&#8211; <a href=\"https:\/\/www.credit.com\/credit-repair\/creditrepair-com-review\/\" target=\"_blank\" rel=\"noreferrer noopener\">Credit.com<\/a><\/figcaption>\n        <\/figure>\n        <div class=\"logo\">\n            <img decoding=\"async\" src=\".\/src\/images\/credit-com.png\" alt=\"\">\n        <\/div>\n    <\/div>\n    \n    <div class=\"quote-row text-left\">\n        <figure class=\"quote\">\n            <blockquote>\n                &#8220;CreditRepair.com is one of the best-known credit repair companies in the industry. This company has proven that its team has a great track record of disputing questionable items on clients\u2019 credit reports.&#8221;\n            <\/blockquote>\n            <figcaption>&#8211; <a href=\"https:\/\/www.sfgate.com\/market\/article\/credit-repair-review-16363805.php\" target=\"_blank\" rel=\"noreferrer noopener\">SFGATE.com<\/a><\/figcaption>\n        <\/figure>\n        <div class=\"logo\">\n            <img decoding=\"async\" src=\".\/src\/images\/sfgate-logo.png\" alt=\"\">\n        <\/div>\n    <\/div>\n\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Member experience<\/h2>\n\n\n\n<p>Once you enroll in your service of choice, you\u2019ll need to access that service. Here is what you can expect in terms of access and ease of use.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>Sky Blue Credit customer experience<\/h3>\n\n\n\n<p>With Sky Blue Credit, you can access a dedicated member portal through a desktop or mobile device. As a member, you will also have access to on-call coaching.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>CreditRepair.com customer experience<\/h3>\n\n\n\n<p>CreditRepair.com members get access to their own personal online dashboard, which includes score tracking and analysis so they can stay on top of their credit situation. We also offer text and email alerts and a mobile app for enhanced convenience and progress monitoring.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Customer service<\/h2>\n\n\n\n<p>When you enroll in a credit repair service, you place your financial well-being in the hands of dedicated professionals. These companies don\u2019t take this responsibility lightly. They understand that you may have questions, concerns or details you need to discuss with someone.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>Sky Blue Credit customer service<\/h3>\n\n\n\n<p>Sky Blue Credit boasts best-in-class customer service. Members can reach them via phone, webform and postal mail.<\/p>\n\n\n\n<ul><li><strong>Phone:<\/strong> 1-800-790-0445, 9 a.m.-7 p.m. EST, Monday-Friday<\/li><li><strong>Online:<\/strong> Via webform on their website<\/li><li><strong>Postal mail:<\/strong> Sky Blue Credit, 5401 Broken Sound Blvd NW, Ste. 202, Boca Raton, FL 33487<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>CreditRepair.com customer service<\/h3>\n\n\n\n<p>CreditRepair.com members can expect top-notch customer service from professionals who truly care.<\/p>\n\n\n\n<ul><li><strong>Phone:<\/strong> 1-800-232-6499, 7 a.m.-7 p.m. MST, Monday-Friday<\/li><li><strong>Online:<\/strong> memberservices@creditrepair.com<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>Free resources<\/h2>\n\n\n\n<p>Want to learn more about repairing or rebuilding your credit? Free resources like credit guides, tips and <a href=\"https:\/\/www.creditrepair.com\/blog\/savings-and-investments\/emergency-fund-calculator\/\" target=\"_blank\" rel=\"noreferrer noopener\">calculators<\/a> can help!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>Sky Blue Credit resources<\/h3>\n\n\n\n<ul><li>Sky Blue Credit\u2019s Education Center provides free informational resources like a blog, Q&amp;A section and credit repair tutorial.<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>CreditRepair.com resources<\/h3>\n\n\n\n<ul><li>Our <a href=\"https:\/\/www.creditrepair.com\/score-estimator\/\" target=\"_blank\" rel=\"noreferrer noopener\">Credit Score Estimator<\/a> can predict your credit score in minutes.<\/li><li>The <a href=\"https:\/\/www.creditrepair.com\/blog\/\" target=\"_blank\" rel=\"noreferrer noopener\">CreditRepair.com blog<\/a> provides a wealth of guides and information on topics like credit improvement, debt management and identity protection.<\/li><li>Anyone can keep up with credit tips and industry updates by following us on <a href=\"https:\/\/www.facebook.com\/creditrepaircom\" target=\"_blank\" rel=\"noreferrer noopener\">Facebook<\/a>, <a href=\"https:\/\/twitter.com\/creditrepair\" target=\"_blank\" rel=\"noreferrer noopener\">Twitter<\/a> and <a href=\"https:\/\/www.instagram.com\/creditrepair.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Instagram<\/a>!<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><a><\/a>How to choose between Sky Blue Credit vs. CreditRepair.com<\/h2>\n\n\n\n<p>Not quite sure yet which credit repair company is right for you? Here\u2019s a brief summary of how key features stack up.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>Services<\/h3>\n\n\n\n<p>Both companies provide essential credit repair services like bureau challenges and disputes, score analysis and inquiry assistance. CreditRepair.com also offers credit monitoring and regular updates as well as a mobile app and additional disputes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>Costs<\/h3>\n\n\n\n<p>Our Direct package costs $69.95 per month, while Sky Blue Credit\u2019s sole package costs $79 per month (or $119 per month for a couple). We also offer two additional packages at $99.95 and $119.95 per month.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>Reviews<\/h3>\n\n\n\n<p>Both companies have many positive reviews from both customers and professional third-party reviewers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a><\/a>Experience<\/h3>\n\n\n\n<p>CreditRepair.com has provided credit repair services for hundreds of thousands of members since 2012, while Sky Blue Credit has been in business since 1989.<\/p>\n\n\n\n<p>At CreditRepair.com, we specialize in repairing credit for our members. We helped them improve their credit standing, and we could help you, too.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.creditrepair.com\/contact-us\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"975\" height=\"196\" src=\"https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/image-9.png\" alt=\"Contact us today to see how we can help you achieve your credit goals\" class=\"wp-image-362769\" srcset=\"https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/image-9.png 975w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/image-9-300x60.png 300w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/image-9-600x121.png 600w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/image-9-768x154.png 768w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/image-9-450x90.png 450w, https:\/\/www.creditrepair.com\/blog\/wp-content\/uploads\/2022\/09\/image-9-900x181.png 900w\" sizes=\"(max-width: 975px) 100vw, 975px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Sources:<\/h2>\n\n\n\n<ol type=\"1\"><li><a href=\"https:\/\/www.creditrepair.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.creditrepair.com\/<\/a><\/li><li><a href=\"https:\/\/skybluecredit.com\/services\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/skybluecredit.com\/services\/<\/a><\/li><li><a href=\"https:\/\/www.creditrepair.com\/faq\/how-much-does-credit-repair-cost\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.creditrepair.com\/faq\/how-much-does-credit-repair-cost<\/a><\/li><li><a href=\"https:\/\/skybluecredit.com\/easy-cost\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/skybluecredit.com\/easy-cost\/<\/a><\/li><li><a href=\"https:\/\/www.investopedia.com\/sky-blue-credit-repair-review-5081331\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.investopedia.com\/sky-blue-credit-repair-review-5081331<\/a><\/li><li><a href=\"https:\/\/www.consumeraffairs.com\/finance\/sky-blue-credit-repair.html\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.consumeraffairs.com\/finance\/sky-blue-credit-repair.html<\/a><\/li><li><a href=\"https:\/\/www.trustpilot.com\/review\/skybluecredit.com\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.trustpilot.com\/review\/skybluecredit.com<\/a><\/li><li><a href=\"https:\/\/www.investopedia.com\/creditrepair-com-credit-repair-review-5083708\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.investopedia.com\/creditrepair-com-credit-repair-review-5083708<\/a><\/li><li><a href=\"https:\/\/www.consumeraffairs.com\/finance\/creditrepaircom.html\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.consumeraffairs.com\/finance\/creditrepaircom.html<\/a><\/li><li><a href=\"https:\/\/www.trustpilot.com\/review\/www.creditrepair.com\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.trustpilot.com\/review\/www.creditrepair.com<\/a><\/li><li><a href=\"https:\/\/skybluecredit.com\/a-clear-guarantee\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/skybluecredit.com\/a-clear-guarantee\/<\/a><\/li><li><a href=\"https:\/\/www.creditrepair.com\/how-credit-repair-works\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.creditrepair.com\/how-credit-repair-works<\/a><\/li><li><a href=\"https:\/\/skybluecredit.com\/customer-reviews\/\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/skybluecredit.com\/customer-reviews\/<\/a><\/li><li><a href=\"https:\/\/www.creditrepair.com\/reviews\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.creditrepair.com\/reviews<\/a><\/li><\/ol>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><a href=\"http:\/\/creditrepair.com\/disclaimer\" target=\"_blank\" rel=\"noreferrer noopener\">Note: <\/a>The information provided on <a href=\"http:\/\/CreditRepair.com\" target=\"_blank\" rel=\"noreferrer noopener\">CreditRepair.com<\/a> does not, and is not intended to, act as legal, financial or credit advice; instead, it is for general informational purposes only.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Before you choose, see our unbiased CreditRepair.com vs. Sky Blue Credit comparison for the strengths and weaknesses of each credit repair service!<\/p>\n","protected":false},"author":53,"featured_media":362771,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[37],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v17.5 (Yoast SEO v18.5.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Sky Blue Credit vs. CreditRepair.com Comparison [2022] | CreditRepair.com<\/title>\n<meta name=\"description\" content=\"Before you choose, see our unbiased CreditRepair.com vs. Sky Blue Credit comparison for the strengths and weaknesses of each credit repair service!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.creditrepair.com\/blog\/credit-repair\/sky-blue-credit-vs-creditrepair\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Sky Blue Credit vs. CreditRepair.com comparison [2022]\" \/>\n<meta property=\"og:description\" content=\"Before you choose, see our unbiased CreditRepair.com vs. Sky Blue Credit comparison for the strengths and weaknesses of each credit repair service!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.creditrepair.com\/blog\/credit-repair\/sky-blue-credit-vs-creditrepair\/\" \/>\n<meta property=\"og:site_name\" content=\"CreditRepair.com\" 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