Credit Education

Understanding your credit starts here
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Credit scores

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A FICO score of 670 to 739 is considered good, but this can differ for VantageScore. Learn more about what a good credit score is and how to improve yours!

Improving credit

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If you’re struggling with a low credit score, check out these strategies that can help you improve it over time.
We cover 12 simple steps you’ll need to take, common questions and what options are best for you.
Having a good credit score can help you in many ways. Learn how to rebuild credit and set yourself up for success.

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Over seventy percent of CreditRepair.com members saw their score increase after six months of using our services.

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Credit advice

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Derogatory marks are negative items on a credit report that can hurt your credit score. Learn more about how you can remove them.
This guide walks you through how you can contact your lenders and work with them to have a charge off removed from your account.
Prevent identity theft by learning how to freeze your credit report for free. Check out our post to learn what a credit freeze is.

Credit reports

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Collections on your credit report can have a lasting negative impact. We’ll cover ways to potentially remove collections
Learn about the effect of late payments on your credit report and how you can prevent late payments from holding your credit back.
Check out our guide to credit inquiries, how they affect credit score, and how to remove inquiries from your credit report.