Melissa Collins

Melissa Collins is a CXRF Advocate who has been with the company since October 2018. Melissa started as an advisor in member services assisting members with general credit questions, quickly moved to a position helping members with overdue balances. For the past year Melissa has been a part of the CXRF Team resolving escalated situations and creating a better member experience.

Credit 101

How to build credit without credit card [11 easy ways]

You can build credit without a credit card by becoming an authorized user, reporting your rent payments and much more.…

1 year ago

Credit Repair

Credit repair scams: how to spot + avoid them

A company may be a credit repair scam if they guarantee results, ask you to lie on applications, demand up-front…

2 years ago

Finance

What is fair credit score?

A fair credit score falls within the range of 580 and 669 points using the FICO® scoring model and 601…

2 years ago

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