Posts by Melissa Collins

How to build credit without a credit card [11 easy ways]

By Melissa Collins | Dec 1, 2022

You can build credit without a credit card by becoming an authorized user, reporting your rent payments and much more...

Credit repair scams: how to spot + avoid them

By Melissa Collins | Nov 2, 2022

A company may be a credit repair scam if they guarantee results, ask you to lie on applications, demand up-front payments and don’t explain your legal rights...

What is a fair credit score?

By Melissa Collins | Oct 5, 2022

A fair credit score falls within the range of 580 and 669 points using the FICO® scoring model and 601 to 660 with VantageScore...

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