16
Jan

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Good credit is a lofty goal, but what about perfect credit? Securing the best three-digit FICO score can save hundreds of thousands of dollars during your lifetime. FICO launched the first credit scoring model in 1989, becoming an industry leader in risk assessment and creditworthiness. Today, FICO scores are ranked from 300 to 850. Reaching the top of pack, or the “800 Club” is a goal few consumers achieve. According to a 2012 FICO study, only 18.4 percent of the population had a score between 800 and 850. So, what does it take to achieve 800 Club greatness? Read the full article on GoBankingRates.com to learn a few necessary habits.


Posted in Credit Score