Posts by Josh Smith

If your high debt has been impacting your credit score for many years, you may think you are the only one affected by it...

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Many people don’t understand how credit works. To be honest, you usually don’t need to know much to still make good decisions for your credit and to build up a good score, but you can be much more effective if you learn the basics...

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If you dream of owning a home someday, it’s important to understand that getting a mortgage is not always easy...

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