Posts by Josh Smith

How Is Your Credit Limit Determined?

By Josh Smith | May 13, 2019

To determine your maximum spending amount, or what is known as your credit limit, credit card companies look at a variety of factors...

Understanding Federal vs. Private Student Loans

By Josh Smith | Apr 9, 2018

Ah, college. It’s a time when life’s possibilities are seemingly endless...

By Josh Smith | Jul 19, 2017

You’re getting ready to apply for a car loan or a mortgage, and a bad credit score could stand in the way of getting a good interest rate...

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