Kristy Welsh

So how is geeky Kristy Welsh (former rocket scientist and current software guru) also a credit expert? After being laid off from her career in Aerospace engineering, Welsh served a short stint as a mortgage professional in the early 90s. It was there she first learned how to fix people’s credit in order to get her loans funded. When the Internet, recession and bankruptcy came knocking on her door all at about the same time, she learned web programming, database design and a lot more about credit and debt. As a hobby, and to fill a need in the credit knowledge deficit of the average person, Welsh founded CreditInfoCenter.com in 1997.

From daily research and correspondence with the credit and debt challenged, Welsh turned the original 9-page site into a personal finance information powerhouse. In 2001, Welsh published Good Credit is Sexy, a tongue in cheek guide to restoring credit. The book is now in its 4th edition. In November 2013, Welsh retired from CreditInfoCenter.com and was subsequently approached by CreditRepair.com to continue her conversation with the American public regarding all things credit and debt.

Posts by Kristy Welsh
05
May
credit repair These days, buying a car is a big deal, especially if you’re buying a new car, since prices for new American cars average $33,560. Read More...
28
Apr
credit repair As a result of litigation encountered by the three bureaus, Experian, Equifax, and Transunion have all announced they will be removing tax liens and civil judgments from credit reports where incomplete information exists, according to the Consumer Data Industry, a trade group that represents them. Read More...
19
Apr
Credit Repair These days, it’s impossible to get credit, a car loan, a mortgage, or a personal loan without a credit score. Read More...
17
Apr
Credit Repair If you are having some credit problems, it may be time to assess where you stand with your credit management style. Read More...
10
Mar
01
Mar
No one likes divorce, but it’s very common in the U.S: according to the U.S. Read More...
08
Feb
car shopping affect on credit So it’s time for a new car. Read More...

Posted in Credit, Loans

07
Dec
shutterstock_322712354Situation 1: Ever been in a department store ready to check out and the cashier asks you if you want to open a credit card account and get 10% or even 20% off of your purchase? Read More...

Posted in Credit, Finance

23
Nov
shutterstock_96875515 Credit card utilization, the ratio of what you owe on your credit cards to your credit limit, plays a major role in the calculation of your credit rating. Read More...

Posted in Credit, Credit Score

12
Oct
shutterstock_8040598 While your bank accounts and your credit rating are not necessarily linked, they can influence each other. Read More...

Posted in Credit, Finance