Disclosure Information

  • How we count removals

    The number of items removed represents the combined removals of all members for all three credit bureaus that occur during the members representation. For example, if a single questionable negative item is removed from all three reports, it is counted as three separate removals.


    The average removals per client was calculated by using all removals that happened between 1/1/2021 and 12/31/2021 divided by all customers that saw a removal during 2021, regardless of how long they had been a customer. They could have signed up before 2021 or during the year, but only removals during the year were counted.

  • What you need to know about testimonials

    Testimonials represent the results of the particular individual and you should not expect the same result because your case is different than everyone else's. CreditRepair.com promises only to communicate with creditors on your behalf and in your name, verify report changes with bureaus, and provide you timely information about changes in your reports. Any credit score improvement seen after using our services is the result of many other additional factors, including: keeping credit balances low, paying bills on time, reducing or eliminating unnecessary inquiries, and developing appropriate types of credit, and sound financial planning.

  • How we calculate score improvement

    In order to calculate the average score improvement for customers starting in 2020, we first pulled in customers that had a service start date between 1/1/2020 and 12/31/2020 and were either still open or were with the services for at least 6 months.  This was 35,901 customers for 2020.


    In pulling customer credit scores, there are a couple of criteria applied.  For the initial credit score, only scores that are pulled within 15 days of their start date are used.  For the ending credit score, the customer must have a credit score received within 15 days before or after their 6 month mark, with the score that occurred closest to that date being the one used.  Of the 35,901 customers that were with the services for at least 6 months, 28,520 had both a starting and ending score that we could use.


    The data for these customers was analyzed and we found that the average score increase of those that saw an increase was 41.59 points

  • Score Estimator information

    The credit score calculated and displayed will be an estimated credit score; it should not be interpreted as a FICO® Score or as the only factor in determining if you are eligible for credit. The information provided on this site is informational only and should not be construed as a recommendation regarding your creditworthiness.

  • What you should know about our editorial content

    The information provided on this website does not, and is not intended to, act as legal, financial or credit advice; instead, it is for general informational purposes only. Information on this website may not be current. This website may contain links to other third-party websites. Such links are only for the convenience of the reader, user or browser; we do not recommend or endorse the contents of any third-party sites. Readers of this website should contact their attorney, accountant or credit counselor to obtain advice with respect to their particular situation. No reader, user, or browser of this site should act or not act on the basis of information on this site. Always seek personal legal, financial or credit advice for your relevant jurisdiction. Only your individual attorney or advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this website or any of the links or resources contained within the site do not create an attorney-client or fiduciary relationship between the reader, user, or browser and website owner, authors, contributors, contributing firms, or their respective employers.