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Category: Credit 101

What is a guarantor on a loan?

By | Feb 1, 2021

Like the name suggests, a guarantor’s main function is to guarantee something...

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What is the average personal loan interest rate?

By | Jan 28, 2021

The average loan interest rate ranges between 5 and 36 percent, but individual rates will vary depending on your credit history, income and the type of lender...

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What is credit insurance and how does it work?

By | Dec 2, 2020

Credit insurance: what it is, how it works, the different types and how to determine if it’s something you need...

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