Kimberly Rotter

Kimberly Rotter is a personal finance writer and small business owner in San Diego, CA. She holds an MBA (management) from San Diego State University’s School of Business and a BA (professional writing) from the University of New Mexico. In addition to writing in various industries for more than two decades, Kimberly has successfully founded and operated three small businesses with employees. She survived a bankruptcy and now, with her husband, owns two homes and a few investment accounts. Kimberly believes in managing money conservatively and teaching sound finance to children. Connect with Kimberly on LinkedIn, Google+ and Twitter.

Posts by Kimberly Rotter
08
May
credit repair Anyone can create wealth and get a great credit score, even on a low income. Read More...
21
Apr
Credit Repair Lots of consumers are good candidates for a secured credit card, including folks with bad credit, consumers who have no credit score or “thin” credit, and even those who might be at high risk of falling into unaffordable debt and want a safety net in place before taking the plunge on a card. Read More...
20
Mar
By now you know that it’s a smart move to regularly review your credit report. Read More...
15
Mar
Rebuilding your credit obviously means practicing good financial behavior for a period of time. Read More...
22
Feb
Mortgage lenders look at your total financial picture, including your credit health and many other factors, when deciding if you should be granted a mortgage (as well as what terms and conditions will come with it, if you’re approved). Read More...
11
May
shutterstock_364724156 Stressed out? Read More...

Posted in Finance

04
May
If you’re thinking of buying a home and wondering about interest rates and credit, you’re already on the right track. The average interest rate for a 30-year (fixed) mortgage right now is between 3.25 and 4.125 percent, depending on the lender. Read More...
01
Mar
shutterstock_374282512 In 1995 when I wanted to make a cross-country move, I quit a full-time job and took my 401k funds with me. Read More...

Posted in Finance

09
Feb
shutterstock_88463944 In December 2015 the Federal Reserve raised its key interest rate (what banks charge each other for overnight lending) ever so slightly. Read More...
20
Jan
shutterstock_23231011 We all know the cheapest credit goes to those with the best credit. Read More...

Posted in Credit