Scott Smith

As president of CreditRepair.com, Scott Smith manages the credit repair delivery process for enrolled members, supervising a staff of dedicated consumer advocates and communications specialists. Scott has worked with CreditRepair.com since its inception and developed many of its key, results-driven strategies.

Posts by Scott Smith
07
Mar
Different Types of Credit and FICO Score Good credit, bad credit, large credit, small credit — after a while, building credit can feel like a Dr. Read More...
28
Feb
Credit and Finances Finances are something which many of us breeze through our 20s without giving much thought to. Read More...

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Posted in Finance

17
Jan
credit card balance and credit score If yours is like 38 percent of American households, chances are you owe some credit card debt. Read More...
15
Dec
Rejected with Excellent Credit If you’re one of 20-30 percent of Americans with excellent or exceptional credit, and yet you were recently denied for a new credit card or loan, you may be wondering why. Read More...
22
Nov
Credit Card Limit Credit cards have limits for a reason, and exceeding yours is harmful to your overall credit health. Read More...
01
Nov
Credit History Your credit history comprises a full picture of your past debts and credit behaviors — whether you’ve made payments on time, the amount of debt you’ve used, the type of credit you’ve had, and more all affect your FICO score. Read More...
11
Oct
Medical Debt on Credit Report

As many as 20 percent of the nation’s borrowers have one less reason to dispute their credit reports. Read More...

11
Sep
FICO Score There’s good news for the legions of Americans who work hard to pay their bills on time and keep their financial world in order – the average FICO credit score has now reached 700. Read More...
06
Sep
bad credit Credit is a topic that can strike fear in the hearts of many — particularly if you are among the 30 percent of Americans with bad credit. Read More...
21
Aug
credit score The average credit score in the U.S. Read More...

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Posted in Credit Score